Independent spray foam & loft inspections · North West England & North Wales

    Been told your spray foam must come out?

    📞 07349 718935 — call or WhatsApp, 7 days

    A removal company's 'free survey' is usually the start of a sales pitch. Get the independent truth before you spend £3,000–£8,000. Quoted for removal, mortgage flagged, or simply want peace of mind — you'll know exactly where you stand.
    Spray foam inspection £295 fixed · Reports in 48–72 hours.

    Fully insured
    1,500+ lofts inspected
    Spray foam inspection £295 fixed
    No Removal Arm Includes Full Report

    No payment required · No obligation · 60 seconds

    Working with a client? See professional services

    5.0 from 9 clients on Google

    Independence Guarantee

    This inspection is not the start of a sales process.

    • No installation — we don't fit foam
    • No removal sales — we don't remove foam
    • No referrals — no commissions taken
    • No upselling — inspection ends with the report

    Where do you fit?

    Just want to know?Spray foam inspection →Mortgage flagged?Mortgage-problem report →Selling your home?Pre-sale report →Loft generally?Loft condition report →Foam already removed?Verify removal →Insulation after removal?Post-removal insulation check →
    DEA Qualified
    PAS 2035 training completed
    PI Insured
    1,500+ Lofts (Jan, career)
    QR-Verified Reports
    See every option, including the ones nobody profits from

    Is this the right service for you?

    This service exists for people who need documented independent evidence — not persuasion.

    No payment required · No obligation

    Why this matters right now

    The spray foam problem is bigger than most homeowners realise — and it is still growing.

    Around 250,000 UK homes have spray foam insulation, installed through government-backed schemes including ECO4 and the Great British Insulation Scheme. Many of those homeowners are only now discovering what that means for their ability to sell, remortgage, or release equity.

    75%

    of major UK lenders won't lend

    A BBC investigation in November 2024 found that three quarters of the UK's biggest mortgage providers — and all equity release lenders surveyed — would not lend against homes with spray foam in the roof.

    Source: BBC / House of Commons Library, 2024

    35%

    of inspected homes had defects

    In a 2025 survey of over 500 properties, the Property Care Association found that 35% had at least one defect caused by spray foam installation — and 27% of those required re-roofing or re-quilting.

    Source: PCA letter to government, May 2025

    15–20%

    potential property value reduction

    RICS guidance indicates that properties with spray foam may warrant a valuation reduction of up to 15–20% to reflect the risk and potential cost of remediation — regardless of whether the foam itself has caused damage.

    Source: RICS consumer guide / Manor Mortgages Direct, 2026

    £7k–£20k

    charged by rogue removal traders

    Trading Standards has reported cases of homeowners being pressured into paying between £7,000 and £20,000 for unnecessary or botched removal work, often following unsolicited cold calls.

    Source: HomeOwners Alliance / Trading Standards, 2026

    Government action is happening — but most homeowners are still unprotected

    In March 2026, the HomeOwners Alliance CEO attended a ministerial meeting with Energy Security Minister Martin McCluskey, mortgage lenders, Citizens Advice and the Property Care Association to address the crisis. The government is now pushing lenders to accept properties where correct paperwork exists — but the vast majority of affected homeowners do not have this paperwork.

    RICS advises homeowners to obtain independent expertise, commercially separate from the installer and manufacturer, from a qualified professional before making any decisions about spray foam in their property.

    Sources: HomeOwners Alliance (April 2026) · House of Commons Library (May 2026) · RICS Consumer Guide · PCA Ministerial Roundtable, Specification Online (April 2026)

    Our Services

    Six services. One independent assessor. Whatever stage you are at.

    Every inspection is carried out by Jan — DEA qualified, with 1,500+ lofts personally inspected over his career. No subcontractors. No financial interest in the outcome. Whatever brought you here, there's a service matched to your situation.

    Inspection services

    Core Service · Most Requested

    Spray Foam Inspection

    The complete picture — condition, documentation, and your options

    £295

    You have spray foam. You need to know exactly what you're dealing with — whether it was installed correctly, whether it's causing damage, what your documentation says, and what your realistic options are. This is the full assessment.

    • Full site visit and photographic record
    • Foam type identification (open or closed cell)
    • Coverage mapping and defect identification
    • Eaves, ventilation and airflow assessment
    • Moisture and condensation risk indicators
    • Timber condition (visual, non-invasive)
    • Warranty and certificate documentation review
    • Cross-check: what you were sold vs installed
    • Comparison against BBA and manufacturer guidance
    • Plain-English consumer position summary
    • Your options laid out neutrally — never pressured
    • Signposting to solicitor or Trading Standards

    What you leave with: A professional written report from a named, qualified, independent assessor — with the evidence and context to make a confident decision, or hand directly to a solicitor, lender, or removal company.

    What's in the report →
    Mortgage & Sale Problem

    Spray Foam Mortgage Problem

    Your mortgage has been blocked. Here is what you need next.

    £295

    Your lender has flagged spray foam. Your sale has stalled or your remortgage has been declined. Before you agree to a removal quote or spend any more money, you need an independent assessment of what the foam actually looks like — and whether removal is genuinely necessary.

    • Urgent turnaround — most reports within 48–72 hours
    • Full spray foam condition assessment
    • Foam type, coverage and installation quality documented
    • Timber and moisture risk assessment
    • Documentation and warranty review
    • Clear written structure — plain-English findings, readings and photographs
    • Clear summary of whether removal appears necessary
    • Signposting to next steps if removal is or is not warranted

    What you leave with: A structured independent report that gives your solicitor or mortgage broker the documented evidence they need — and tells you clearly whether removal is the only route forward, or whether there are alternatives worth exploring.

    Find out more →
    Pre-Sale

    Pre-Sale Loft Inspection

    Get ahead of problems before they appear in the buyer's survey

    £275

    You are preparing to sell. The last thing you need is a loft issue surfacing at survey stage — stalling the sale, triggering renegotiations, or collapsing the transaction entirely. This inspection finds it first, so you can deal with it on your terms.

    • Full loft condition assessment before listing
    • Spray foam identified and assessed if present
    • Structural, ventilation and moisture observations
    • All issues documented with photographic evidence
    • Written report suitable for inclusion in conveyancing file
    • Estate agent and solicitor-ready format
    • Completed typically within the week

    What you leave with: A documented independent inspection report that demonstrates due diligence to buyers, supports your solicitor, and reduces the risk of sale collapse at the survey stage.

    Find out more →
    General Survey

    Loft Condition Report

    A full loft health check — with or without spray foam

    £175

    No specific concern — you just want to know what's up there. This inspection covers the full loft: structure, insulation, ventilation, moisture levels and any visible defects. If spray foam is found during the inspection, it will be assessed and documented. You may choose to upgrade to a full Spray Foam Inspection at that point.

    • Full loft space inspection and photographic record
    • Structural observations (rafters, purlins, boarding)
    • Insulation type, coverage and condition
    • Ventilation and airflow adequacy
    • Moisture and condensation indicators
    • Visible defects noted and documented
    • Written condition report with findings
    • Upgrade path to Spray Foam Inspection if foam found

    What you leave with: A written loft condition report from an independent, qualified assessor — useful before works, before sale, or simply for peace of mind.

    Find out more →

    After removal — independent verification

    Post-Removal

    Post-Removal Verification

    Removal complete. Confirm the loft is clear and ready for sign-off.

    £295

    The removal company has finished. You need an independent inspection that confirms the foam has been fully removed, the timber is in acceptable condition, and the loft is left in a state suitable for mortgage applications, sale, or your own records.

    • Full visual confirmation foam has been completely removed
    • Residue, staining and missed-area check across rafters and timbers
    • Timber condition assessment after removal (visual, non-invasive)
    • Eaves, ventilation and airflow restored and documented
    • Photographic record of the cleared loft space
    • Written sign-off report from a named, qualified, independent assessor
    • Format suitable for solicitors, lenders and conveyancing files
    • No connection to any removal company — fully independent

    What you leave with: A written independent verification report confirming the removal has been done properly — ready to share with a solicitor, lender, or buyer.

    Find out more →
    Post-Removal + Insulation

    Post-Removal & Insulation Verification

    Removal done and new insulation fitted. One combined independent check.

    £375

    Foam has been removed and replacement insulation has already been installed. This single combined visit verifies both: that the removal was complete, and that the new insulation has been correctly specified, fitted, and is performing as it should.

    • Full post-removal verification of the cleared loft
    • Timber and structural condition documented
    • Replacement insulation type, depth and coverage assessed
    • Installation quality check against current guidance
    • Eaves, ventilation and airflow assessment
    • Moisture and condensation risk indicators
    • Photographic record of removal and new insulation
    • Single combined report — more cost-effective than two visits

    What you leave with: A combined independent verification report covering both the removal and the replacement insulation — ready for mortgage, sale, or personal records.

    Find out more →

    Foil & multifoil loft insulation

    Multifoil, SuperQuilt, space blanket, thermal wrap or silver foil?

    Foil insulation only performs as claimed with a ventilated air gap on the correct side and the vapour control layer in the right position. An independent inspection establishes what is actually in your loft. £295 fixed, report in 48–72 hours.

    Foil & multifoil loft insulation inspection

    For removal companies

    Offering independent post-removal verification to your customers builds trust and shortens the path to mortgage or sale sign-off. Jan works with removal companies on a neutral, arms-length basis — never as a subcontractor.

    Discuss a referral arrangement

    Areas We Cover

    Independent spray foam loft inspections across North West England and North Wales. Pick your area for local context, postcodes covered, and booking.

    Spray Foam Inspection LiverpoolSpray Foam Inspection ManchesterSpray Foam Inspection PrestonSpray Foam Inspection BlackpoolSpray Foam Inspection ChesterSpray Foam Inspection WarringtonSpray Foam Inspection BoltonSpray Foam Inspection BurySpray Foam Inspection WiganSpray Foam Inspection StockportSpray Foam Inspection St HelensSpray Foam Inspection WrexhamSpray Foam Inspection LlandudnoSpray Foam Inspection Bangor
    See recent inspections — real cases, anonymised findings

    No payment required · No obligation

    How does SprayFoamCheck fit into the picture?

    There are three routes when spray foam is flagged. Here's how they compare.

    Google Reviews

    What our clients say

    5.0 from 9 clients on Google
    Posted on Google
    Promptness, professionalism, affordability, and detailed, easy-to-understand reports. I will recommend him anytime, any day.

    Tunde Adeolu Adewole

    August 2026

    See all our reviews on Google →

    Why are all our reviews on Google?

    Simple: Google reviews are the one thing we can't control. We can't edit them, hide them, or choose which ones you see. Every review comes from a verified Google account and is published unedited, in public, where anyone can read it.

    We built SprayFoamCheck on independence — no removal arm, no referral fees — so our reviews sit on the one platform where we have no say over what's shown. If a review site let us filter or curate, it wouldn't prove anything.

    Still on the fence? Don't take this page's word for it. Read what other homeowners wrote, straight from the source — then decide.

    Read our Google reviews →

    Who Is Behind This

    An inspector with no interest in what you do next.

    SprayFoamCheck was set up because homeowners kept arriving at the same situation — being told conflicting things about their spray foam by people who had a financial reason to say what they said.

    Free inspections that turned into removal quotes. Surveyors flagging foam as a blanket risk without looking at what was actually installed. Homeowners paying thousands to remove insulation that didn't need removing.

    We don't install spray foam. We don't remove it. We don't refer you to anyone who does. Our job is to visit your property, assess what's actually there — including psychrometric and timber moisture readings, with condensation risk considered qualitatively — and tell you exactly what it means in plain English.

    If your spray foam is fine, the report will say so. If there's a problem, you'll know exactly what it is before spending a penny on anything else.

    Frequently asked questions

    What people are searching for — answered directly

    These are the real questions people type into Google before booking a spray foam inspection. No corporate language. No evasion.

    About spray foam and mortgages

    Lenders typically require a RICS valuation for a lending decision, which is a separate instruction we do not replace. Our independent technical report is built for disputes, mis-selling and Section 75 / FOS claims, IBG claims, removal decisions, and to support or complement professional advice. No inspector or report can guarantee or forecast a lending decision.

    Not automatically — but it significantly restricts your options. Research published in 2024 found that three quarters of the UK's biggest mortgage lenders and all equity release lenders surveyed would not lend against homes with spray foam in the roof. Most affected homeowners have no independent record of the foam type, installation quality or current condition of their roof. A SprayFoamCheck inspection documents all three.

    The core issue is not the insulation itself — it is what the foam hides. When spray foam is applied directly to the underside of roof timbers, it encases the wood completely, making it impossible for a surveyor to visually inspect the rafters, purlins, and joists for rot, woodworm, or structural movement. RICS guidance specifically instructs surveyors to flag this as a limitation, which means the condition of the roof structure is recorded as unknown.

    Yes. Spray foam does tend to raise questions during a sale, and how those questions are handled varies from case to case. Getting a SprayFoamCheck inspection before listing gives you documented evidence of condition that you can provide to buyers' solicitors — and potentially avoids the issue becoming a last-minute negotiating tool.

    Some insurers treat spray foam as a material change to the property's roof structure, which can affect policy terms, void existing cover if not declared, or result in higher premiums. Declare spray foam to your insurer and ask specifically how it affects your policy. A SprayFoamCheck inspection report documenting foam type and condition may support your position.

    EPC ratings measure thermal performance, not structural risk or mortgageability. Spray foam can genuinely improve an EPC rating — that part is accurate. The problem is that an EPC says nothing about the condition of the roof timbers. An improved EPC does not override a surveyor's concern about concealed roof timbers. These are different assessments measuring different things.

    About the inspection and report

    Jan visits the property and carries out a full loft void inspection covering: foam type identification (open-cell or closed-cell), coverage mapping and defect identification, eaves ventilation and airflow assessment, calibrated moisture meter readings from accessible roof timbers recorded as %MC against published thresholds, psychrometric assessment of loft air condition (relative humidity and dew point calculated from dry and wet bulb temperature readings), documentation and warranty review, and cross-referencing against BBA guidelines, in line with PCA (Property Care Association) guidance for assessing spray foam. A full written report is normally delivered within 48–72 hours.

    A removal company's free survey is a sales visit. The assessor is paid when a removal job is booked — creating a direct financial incentive to recommend removal. A SprayFoamCheck inspection is a fixed-fee service from an assessor with no removal arm, no installation arm, and no commercial relationship with any company that profits from the outcome. The report also includes instrument readings — calibrated moisture meter data and psychrometric calculations — that a sales-focused free survey never includes.

    Yes. If a removal company has told you that removal is necessary, an independent SprayFoamCheck report gives you documented instrument evidence of the actual condition. In many cases, homeowners discover that the removal company's assessment was incorrect or exaggerated. The report can be used directly to challenge the quote or to seek a second opinion with supporting evidence.

    Reports are normally delivered within 48–72 hours of the inspection, depending on the current schedule. If you need it sooner, express delivery is available at 24 hours from the inspection visit for an additional £50 — just mention it when Jan calls.

    Yes. The report is a professional written document with assessor credentials, inspection date, property address, photographic evidence, tabulated instrument readings, and a risk rating aligned with PCA (Property Care Association) guidance for assessing spray foam. It is a documented independent record you can share with a conveyancer, broker or surveyor as you choose. It is not a RICS valuation report and does not replace one — but it provides the specialist layer that a general RICS survey does not include.

    No — and any inspector who tells you otherwise is misleading you. The report documents the actual condition of the spray foam in your property — foam type, coverage, installation quality, timber condition, and moisture readings. That evidence is then in the hands of your lender, surveyor, or solicitor to make their own decision. Jan will tell you honestly what he finds — but the lending decision always sits with the lender, not the assessor, and no outcome is promised or forecast.

    About removal and alternatives

    No — and this is one of the most important things to establish before spending any money. The PCA and HomeOwners Alliance have stated clearly that spray foam may not require removal where there is low risk or where other remedial measures would be more appropriate. The determination depends on foam type, installation quality, ventilation status, and moisture readings. A SprayFoamCheck inspection establishes this before anyone spends thousands.

    Current UK rates are typically £50–£85 per square metre. For a standard three-bedroom semi-detached, this is usually £3,000–£8,000 for open-cell foam and £6,000–£15,000 or more for closed-cell. A SprayFoamCheck inspection at £175–£295 is the most straightforward way to determine whether removal is genuinely necessary before committing to those costs.

    In most cases, no. A surveyor needs a clear view of the roof structure, and a small opening leaves most of the timbers still concealed. A full independent report from a credentialled assessor records the whole roof space instead.

    Open-cell foam is softer, flexible, and more breathable. It is generally considered lower-risk because vapour can still pass through it. Closed-cell foam is rigid, forms an airtight seal, and adheres aggressively to roof timbers. It is harder and more expensive to remove and carries a higher moisture-trapping risk. Both types cause lender concerns because both conceal timber condition — but the risk profile, moisture behaviour, and removal complexity differ significantly. Identifying which type is present is the first thing a SprayFoamCheck inspection establishes.

    As of March 2025, the government confirmed there is no financial assistance for spray foam removal, even where it was installed under a government scheme. Homeowners with incorrectly installed foam are entitled to remediation by the installer or via an insurance-backed guarantee. Where that is not available, TrustMark can assist. An independent inspection report documenting what was installed versus what should have been installed may support a complaint or claim against the original installer.

    About SprayFoamCheck specifically

    Jan holds the ABBE Level 3 Certificate in Domestic Energy Assessment. Jan's ABBE Level 3 DEA qualification certificate is available on request. Jan has also completed PAS 2035 training — the British Standard for domestic retrofit assessment (course-completion certificate held; not registered with any scheme or body). Every inspection is carried out in line with PCA (Property Care Association) guidance for assessing spray foam. Jan has personally inspected 1,500+ lofts over the course of his career.

    Every inspection includes: a calibrated professional moisture meter recording %MC readings per timber location against PCA published benchmarks; a Protmex HT607 professional psychrometer recording temperature, relative humidity, dew point, and wet bulb temperature at the loft apex — establishing whether the loft environment is in a drying or wetting regime; cross-referencing of the installation against the relevant BBA certificate where documentation is available — identifying whether the installation complies with the product's own certification requirements; and documentation review covering warranties, installation records, and any paperwork provided by the original installer. No removal company's free survey includes all of these.

    SprayFoamCheck is an independent inspection service led by Jan, DEA qualified (ABBE Level 3). It is not a member of a professional body such as the PCA or RPSA, and does not hold an industry accreditation for spray foam inspection. Jan is not registered with any DEA accreditation scheme or professional body. Inspections are carried out in line with PCA (Property Care Association) guidance. Jan has completed PAS 2035 training (course-completion certificate held; not registered with any scheme) and holds professional indemnity insurance. SprayFoamCheck is also registered with the ICO as a data controller under UK GDPR (registration ZC185512).

    SprayFoamCheck covers North West England and North Wales — including Greater Manchester, Merseyside, Lancashire, Cheshire, and North Wales from Wrexham and Flintshire across to Anglesey and the Llŷn Peninsula. Most inspections are booked within the week. Call Jan directly on 07349 718935 to confirm your area before booking.

    Once your date is confirmed, payment is by bank transfer before the inspection takes place. No payment is taken online. Fees are fixed — the price quoted is the full price. No VAT is added (SprayFoamCheck is not VAT-registered).

    Do not agree to anything, do not sign anything, and do not let anyone into your property based on a cold call alone. The Property Care Association has warned that rogue traders are posing as qualified surveyors — in some cases using fake PCA identification. Trading Standards has reported homeowners being charged £7,000–£20,000 for unnecessary or botched work following cold calls. Get an independent inspection from SprayFoamCheck first — at a fixed fee, from a professionally qualified assessor — before any removal company sets foot in your property.

    Disputes, claims and IBG

    Potentially, yes — typically via Section 75 of the Consumer Credit Act (where you paid by credit card or finance), via the Financial Ombudsman Service if your complaint is rejected, or via an Insurance-Backed Guarantee if one was issued. Each route requires independent technical evidence: what was actually installed, how it compares to the relevant BBA certificate conditions, and whether the paperwork that should exist is present and valid. SprayFoamCheck produces that evidence in a format claims firms, ombudsman case handlers, and IBG underwriters recognise. The report does not guarantee a refund — that decision rests with the credit provider, ombudsman, or insurer.

    Often there are still routes open, and which one applies depends on your paperwork. Where an Insurance-Backed Guarantee was issued at the time of installation, the cover sits with the underwriter rather than the installer — whether it responds is a question for the guarantee provider. Where you paid by credit card or finance, Section 75 of the Consumer Credit Act may apply, and the Financial Ombudsman Service handles regulated finance complaints. Whether any of that applies to you is a question for a solicitor or Citizens Advice. What the Installer Ceased Trading report gives you is documented independent evidence of what is actually in the loft.

    It can be. The report is photo-referenced, mapped against the manufacturer's certificate where documentation exists, fact-vs-opinion separated, and produced by Jan — DEA qualified (ABBE Level 3) — with no commercial relationship with any installation or removal company. It is documented evidence for your decision, sale, or claim, and it is yours to submit wherever you choose. Whether a claim succeeds is for the credit provider, ombudsman or underwriter to decide, and whether a particular route applies to you is a question for a solicitor or Citizens Advice.

    An Insurance-Backed Guarantee is an insurance policy issued at the time of installation that mirrors the installer's workmanship warranty — typically 10 years. If the installer ceases trading, the IBG underwriter steps in. To claim, you contact the IBG administrator with the policy reference and supporting evidence: the original installation certificate, photographs, and an independent technical report documenting the defect against the relevant BBA certificate. The SprayFoamCheck Installer Ceased Trading report is produced in a format IBG administrators recognise.

    Almost certainly the spray foam is a factor. Research published in 2024 found that all equity release lenders surveyed would not lend against homes with spray foam in the roof, and three quarters of the biggest mainstream mortgage lenders would decline as well. The Spray Foam Mortgage Problem report documents foam type, installation quality, ventilation status and timber moisture readings, so you hold an independent record of the roof's condition. It cannot promise or forecast any lender's decision.

    About our reviews

    Simple: Google reviews are the one thing we can't control. We can't edit them, hide them, or choose which ones you see. Every review comes from a verified Google account and is published unedited, in public, where anyone can read it. We built SprayFoamCheck on independence — no removal arm, no referral fees — so our reviews sit on the one platform where we have no say over what's shown. If a review site let us filter or curate, it wouldn't prove anything. Still on the fence? Don't take this page's word for it. Read what other homeowners wrote, straight from the source — then decide.

    No payment required · No obligation

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